Money Calculators
Free tools to work out your money — live exchange rates, taxes, savings goals and more. Every one is built for Nigerians. Exchange rates refresh on every build and again in your browser; the comparison tables are checked by hand and show the date they were verified.
Convert Naira to Dollar, Pound and Euro at today’s live rate, any amount, instantly.
Work out your take-home pay under the Nigeria Tax Act 2025, the new 0% band, rent relief and an old-vs-new comparison.
See exactly how much to save each month to hit your target, with compound interest built in.
See the dollar to naira trend build day by day on this device — the chart starts empty and earns its shape as you visit.
See how your savings grow with compound interest, project your balance year by year.
See what inflation really does to your savings goal, and how much more you must save each month.
Start from the take-home pay you want and find the gross salary you need, under NTA 2025.
Split your take-home pay into needs, wants and savings, check real spending against the plan — then break the needs half into rent, food, transport, data and bills. Two steps, one page.
What is ₦1M today really worth in 5 years? See how inflation erodes the naira, and what future money is worth today.
Work out the real naira profit on a crypto trade, with the P2P buy/sell spread shown as its own cost.
Project the total return of a Nigerian dividend stock, with the DRIP reinvestment effect shown year by year, in naira.
How many months of runway does your savings cover? Get the naira target, time to reach it, and the inflation-adjusted amount.
See the true cost of a Nigerian loan, enter the rate as the lender quotes it and get the real APR.
Compare Wise, Remitly, Western Union, WorldRemit, LemFi, the bank channel and street-rate P2P on fee + real rate, into and out of Nigeria.
Who pays the most on your savings right now, PiggyVest, Cowrywise, Kuda, Renmoney, FairMoney + FD rates.
Why use these calculators?
Money decisions are hard when you’re guessing the numbers. These tools give you the real figure, the live exchange rate, your true take-home pay, the monthly amount you actually need to save, so you can plan with real numbers.
Every tool is free and works on any phone. The exchange rates refresh on every build and again in your browser, while the comparison tables are checked by hand and each row carries the date it was verified. New calculators are added as we build them.